Everything Is Going To Be Ok
by Joe Bowen
December 23rd, 2010 07:15 AM
The stock markets over the past seven years have been like riding the roller coaster at the PNE. Racing highs, gut-wrenching drops, sharp turns and an old rickety structure that no one is really sure of. It is really difficult to watch CNN reporting yet another down day as investors sell off in the face of fear and fleeting bad news. It’s enough to make anyone send the hot dogs and little doughnuts on their final journey into the nearest receptacle.
The stock market is no place for the timid investor, right? All that volatility can drive your stress level through the roof. So what is an investor, who is intent on making real money without all of the risk, to do? Wouldn’t it be nice to put your money into some investment funds and know that, no matter what, you will get your money back? If you’re lucky you may even see some nice returns along the way. Is there such a thing? Is this one of those “hot tips” no one ever shares with you?
Several companies, sympathetic to the plight of jaded investors, have created products that do just that. You can invest your money into Mutual Funds or Segregated Funds; both holding stocks and/or bonds and never worry again about your principal.
One such investment promises a five per cent simple interest minimum return, no matter what, as long as your investments are left to grow. This investment allows you to remain fully invested in this “growth phase” for one to 10 years. You are then able to take a guaranteed income over a period of 20 years.
Yet another company has an extremely tax efficient and guaranteed investment. You are paid out your principal over approximately 15 years guaranteed before you even touch your returns. You don’t pay any tax along the way and when you do, it is all Capital Gains. This investment is invested in mutual funds but still guarantees your principal.
These products are too complicated to explain fully in a short article but they are available for the right investor. Speak to an Advisor who understands these products before making a decision.
This article was prepared by Joe Bowen, who is a registered Mutual Fund Representative with Dundee Private Investors Inc., a Dundee Wealth Management company. This is not an official publication of Dundee Private Investors and the views (including any recommendations) expressed in this article are those of the author alone, and they have not been approved by, and are not necessarily those of, Dundee Private Investors.
www.joebowen.org 604-603-2336
Copyright North Shore Magazine Issue Oct - Nov 07
The stock market is no place for the timid investor, right? All that volatility can drive your stress level through the roof. So what is an investor, who is intent on making real money without all of the risk, to do? Wouldn’t it be nice to put your money into some investment funds and know that, no matter what, you will get your money back? If you’re lucky you may even see some nice returns along the way. Is there such a thing? Is this one of those “hot tips” no one ever shares with you?
Several companies, sympathetic to the plight of jaded investors, have created products that do just that. You can invest your money into Mutual Funds or Segregated Funds; both holding stocks and/or bonds and never worry again about your principal.
One such investment promises a five per cent simple interest minimum return, no matter what, as long as your investments are left to grow. This investment allows you to remain fully invested in this “growth phase” for one to 10 years. You are then able to take a guaranteed income over a period of 20 years.
Yet another company has an extremely tax efficient and guaranteed investment. You are paid out your principal over approximately 15 years guaranteed before you even touch your returns. You don’t pay any tax along the way and when you do, it is all Capital Gains. This investment is invested in mutual funds but still guarantees your principal.
These products are too complicated to explain fully in a short article but they are available for the right investor. Speak to an Advisor who understands these products before making a decision.
This article was prepared by Joe Bowen, who is a registered Mutual Fund Representative with Dundee Private Investors Inc., a Dundee Wealth Management company. This is not an official publication of Dundee Private Investors and the views (including any recommendations) expressed in this article are those of the author alone, and they have not been approved by, and are not necessarily those of, Dundee Private Investors.
www.joebowen.org 604-603-2336
Copyright North Shore Magazine Issue Oct - Nov 07
